Circular No. 20/2012/TT-NHNN dated June 08, 2012 of the State Bank of Vietnam amending, supplementing some articles of the Circular no. 14/2012/TT-NHNN dated May 04, 2012..
Article 1. Amending, supplementing some Articles of the Circular No. 14/2012/TT-NHNN dated May 04, 2012 stipulating the maximum interest rate for short term loan in Vietnamese dong of credit institutions, foreign bank branches for borrowers to meet the capital requirements for several sectors as follows:
“1. The maximum short-term lending rate in Vietnamese dong is 13% p.a; the maximum short-term lending rate in Vietnamese dong by credit institutions particularly is14% p.a”
Article 2. Implementation provisions
1. This Circular shall take effect on June 11, 2012.
2. For signed credit contracts prior to the effective date of this Circular, credit institutions and branches of foreign banks and their borrowers shall implement according to contents of the signed credit contract in compliance with provisions of laws which are effective at the time of signing of credit contracts.
4. The chief of the Administrative Department, Director General of the Monetary Policy Department, Heads of units under the State Bank of Vietnam, Managers of branches of the State Bank of Vietnam in provinces and centrally-run cities, Chairman of the Board of Directors, Chairman of the Members’ Council and General Directors (Directors) of credit institutions, branches of foreign banks, other related organizations and related individuals shall be responsible for the implementation of this Circular....
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