Circular No. 05/2012/TT-NHNN dated March 12, 2012 on the amendment of, supplement to several Articles of the Circular No. 30/2011/TT-NHNN dated 28 September 2011..
The Governor of the State Bank of
Article 1. To amend, supplement Article 1 of the Circular No. 30/2011/TT-NHNN dated 28 September 2011 providing for the maximum interest rate applicable to deposits in Vietnamese dong of organizations, individuals at credit institutions, foreign bank’s branches:
1. Paragraph 1 Article 1 shall be amended, supplemented as follows:
"1. For maximum interest rate applicable to demand deposits and deposits with term of less than one month: to be of 5% per annum."
2. Paragraph 2 Article 1 shall be amended, supplemented as follows:
"2. For maximum interest rate applicable to deposits with term of one month and more: to be of 13% per annum; for local People’s credit funds alone, they shall fix their maximum interest rate applicable to deposits with term of one month and more to be of 13.5% per annum."
Article 2. Implementation organization
1. This Circular shall come into effect from 13 March 2012.
2. For interest rates applicable to term deposits in Vietnamese dong mobilized from organizations, individuals at credit institutions, foreign bank’s branches arising prior to the effective date of this Circular shall be implemented until their expiry; in the event where at the ending of the agreed period, the organizations, individuals do not come to draw their deposits, then the credit institutions, foreign bank’s branches shall fix the interest rate applicable to those deposits in line with provisions of this...
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